Elmira, July 4.
Dr. Sir—
I have learned something about insurance. My brother-in-law here has had a building insured for $12,000 [ or ] the past 6 years. Lately it burned down. They calmly called a consultation-gang of insurance-thieves to sit on the case & they decided that labor &c are so cheap, now, that the building’s was only worth $8,000! That’s what they paid him—with a request that he would sit up nights & whistle or pray for the balance, according to the will of God.
Now therefore, please reduce our insurance TO the following figures:
Barn ——— $12, | ![]() |
||
Furniture —— 10, | $12,000 | ||
———— | |||
$18,000 | |||
Leave the house as | |||
it was before — | ![]() |
||
———— | |||
Total | $48,000. |
If there’s any question about the furniture being over-estimated, reduce it still further. It can’t be replaced for $30,000. Certainly not $25,000.
Yrs
S L Clemens.